estate planning consultations are free of charge to our clients. As a
special service to those with estates valued in excess of $1,000,000,
we will provide a free consultation and estate planning evaluation with
Mr. Jim A. Ray, CLU, ChFC, LUTCF, whose credentials include the following:
LUTCF (Life Underwriter Training Council Fellowship)
The LUTCF designation is conferred only upon those professionals who
meet the exacting qualification standards as determined by the two
professional organizations which jointly sponsor the LUTCF-- the National
Association of Life Underwriters and the Life Underwriter Training
Chartered Life Underwriter (CLU) is the nations foremost professional
designation for individuals in the field of life insurance sales,
services and management. Elective Majors: Financial Planning & Planning
The Chartered Financial Consultant (ChFC) program provides financial
services professionals with the broad knowledge and skills necessary
to provide comprehensive financial planning services to their clients.
The American College awards the designations to persons who fulfill
rigorous educational and ethical requirements. Elective Majors: Financial
Planning and Wealth Accumulation Planning.
Assignments: Taught LUTC parts # I & II 1983-84, 1985-86 &1992-3
for the National Association of Life Underwriters. West Covina
& Claremont, Ca. Campuses. Professional Affiliations: Member of
American Society of Financial Service Professionals. NALU Board
Positions: Ethics Chairman 1991-92 Secretary Treasurer 1992-93.
Ray will provide a thorough evaluation and set of recommendations
for our estate planning clientele, so that you can make the most
of the state of the art estate planning techniques and software.
To send an inquiry contact